As documented in numerous studies, the brunt of COVID-19’s impact has fallen most heavily on racial and ethnic minorities who have suffered higher hospitalization and mortality rates as well as unprecedented levels of unemployment as a consequence of the virus and government efforts to contain it. As a result, many low-income tenants—Black and Latinx, disproportionately—are having difficulty paying their rent.

In New Jersey, hundreds of thousands of residents, including a disproportionate number of minorities, face this grim reality and may soon become at risk of eviction. One July 2020 study predicted that approximately 450,000 households—40% of all New Jersey renter households—would be unable pay rent in August, and that nearly half of Black New Jersey renter households would be unable to do so—a higher percentage than for any other race or ethnicity. It is estimated that between 400,000 and 560,000 New Jersey renter households are at risk of eviction, which is forecasted to culminate in New Jersey with an estimated 600% increase from pre-COVID-19 levels.